Family Credit Counseling – Getting collection calls? Want to be in control of your financial life and gain the peace of mind you deserve? Whether you need help managing debt, advice on your mortgage or help repairing your credit and finances, we can assist you. Our legal staff will answer your questions and give you strategies that can help you through this process.
If you get collection calls, feel overwhelmed by your finances, struggling to make the minimum payments or possibly even considering bankruptcy, you need to call us. We’ve helped people turn their finances around for the last fifteen years and our law firm has maintained a 92% success rate. Get ready to regain control of your finances using our family credit counseling services.
At American Financial Assistance and the Freedom Law Center, our attorneys are fighting to protect the middle class and take back the credit scores of decent American people, who were taken advantage of by lending companies, mortgage representative and credit card mailers. We are fighting to bring back the American Dream!
We employ a full-time Internal Auditor who constantly works to ensure all employees are following the ISO standard. The auditor makes certain any corporate changes are in adherence to the ISO standard. Client files are audited on a regular basis; letters and emails are spot audited, and employees undergo regular “desk audits” to ensure all work is completed in a timely manner. Before any employee can independently perform duties, including our debt counseling service and providing debt help, they must have signed a training checklist verifying they completely understand the job requirements.
We do debt settlement, loan modification and credit debt irradication. Imagine what it would be like waking up with an 800 beacon, an approved student loan for your kid(s), a lower car payment and a better mortgage rate, all because you chose to take advantage of our attorneys, who specialize in loan modification and family credit counseling.
Our legal staff can help to individuals and families, includes free budget counseling, a debt management and repayment program, credit report review, housing counseling, and financial literacy education programs. Since 1983, over 54,000 consumers have used our services. A CCCS certified counselor will help you develop a budget that fits your needs today. If your credit card debt is overwhelming, we can help. Let us help you get out of debt.
With our firm, we help you to consolidate your bills by running a Forensic Loan Audit which often reveals charges and practices within a lending institution that do not follow the legal guidelines that have been set forth in the last couple of years. Should you decide to let us help you with your debt, we can lower your monthly mortgage payment, reduce your interest rate, and possibly even negotiate a reduction of the principle balance. These three benefits will guarantee that you will save lots of money, as much as several hundreds or thousands of dollars, depending on your investments and financial situation.
Short billing periods, sudden rate increases, and extra fees are all-too-familiar scenarios to credit card customers. But new legislation lengthens the required time between sending a bill and its due date and provides consumers advance notification of rate changes. The Truth in Lending Act has created a number of changes in the law that can help you to procure a reduction in your mortgage payments, lower interest rates and maybe even a lower principle balance.
We can make sure your family receives the best care and counseling in reducing your financial concerns, through our family credit counseling. The Obama Hope Program is helping Americans to retain their homes and fight off any possible foreclosures. Through this program, home owners can get their mortgage reduced to meet the new guideline that states the mortgage should not be more than 31% of your income. Inform us below to know if you already qualify for the 31%.
Jeanine Wiggins
Debt Settlement Consultant
American Financial Assistance
